Comment “Beast” to Fix your Credit Don’t just dispute the Big 3. The truth is, lenders, landlords, and even insurance companies check 12 different credit agencies—not just Experian, Equifax, and TransUnion. That means LexisNexis, Innovis, LCI, ARS, CredCo, Clarity, DataX, MicroBilt, and FactorTrust might all be holding negative info that drags down your life. Dispute Beast launches a 12-bureau attack, challenging every outdated or inaccurate item. Collections, bankruptcies, charge-offs, medical