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Price drop vs. seller concession — here’s the difference. Most buyers think negotiating a lower purchase price is the best way to save. But when you break down the math, it often makes more sense to ask for seller concessions instead of just a lower price. 👉 Example: • Home price: $700,000 • If you negotiate the seller down $10,000 → your loan is now $690,000. That’s only about $61 less per month because the savings are stretched across 30 years. • But if you ask the seller to give you $10,000
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