Investment word of the day: Marginal cost of funds-based lending rate—what is MCLR and why does it matter to investors?
MCLR, introduced by the RBI in 2016, determines the minimum interest rate banks can lend, replacing the base rate system. It ...
Motilal Oswal prefers private banks over public sector lenders. Here’s why
FY25 was challenging for the BFSI sector, with modest returns. MOSL prefers private banks over public ones, anticipating better performance due to stronger balance sheets and earnings recovery ...