The classic 4% rule for retirement withdrawals was built for a bygone era. Learn why it's less reliable today and how to ...

Financial literacy peaks in the mid-50s and declines steadily thereafter, even among those without diagnosed cognitive impairment. The average American spends the final two to three years of life ...

Traditional retirement strategies and plans were built for a world that no longer exists. The 4% rule and other similar strategies were made under the assumption that mortgages were paid off and major ...

A new proposal tied to the U.S. Department of Labor is drawing sharp criticism and raising questions about what could soon be inside millions of Americans' retirement accounts. At the center of the ...

How can a couple get retirement timing "right" when one spouse comes from a long-lived family and the other doesn't?

Many of today’s headlines are focused on affordability and the cost of living. For plenty of households, those concerns are real. If money is tight, the right response is caution. They need to spend ...

The best target-date funds dominate US retirement plans because they simplify portfolio management at scale. These strategies package asset allocation and rebalancing into a single fund tied to a ...

When you sacrifice to build retirement savings, you want that money to last. That's why it's important to manage withdrawals from your IRA or 401(k) carefully. For decades, financial planners have ...

Most savers stop at a 401(k), but the real retirement edge may be hiding elsewhere.

Christine Benz: I’d like to ask about sequence of returns risk, which managing is central to sustainable withdrawals. Can you talk about what frameworks you find most effective for managing it within, ...

This voice experience is generated by AI. Learn more. This voice experience is generated by AI. Learn more. Smiling senior couple with papers, calculators and bills at home. Senior couple calculating ...