Being child-free can offer more flexibility in retirement planning, but it also means thinking differently about everything ...

Many companies opt for the partial match in their plan. "The typical 401(k) match is 50 cents on the dollar up to 6% of the ...

Learn how Net Unrealized Appreciation (NUA) may reduce taxes on employer stock held in a 401(k) and when this ...

Key Takeaways The 4% rule was designed for a 30-year retirement—but it was never a guarantee your money would last.Longer ...

Learn about qualified retirement plans, their two main types—defined benefit and contribution—and the tax benefits they offer for both employers and employees.

For the 2026 tax year, workers can contribute up to $24,500 to their 401(k), up from $23,500 in 2025. The IRS has also raised the annual limit on traditional and Roth IRA contributions to $7,500, up ...

Retirement account balances often shrink later in life, but that doesn't tell the whole story. The bigger question is where ...

Two in three (67%) now say they worry more about running out of money than about death itself, according to Allianz’s 2026 ...

Many workers save for retirement but lack a strategy to turn 401(k) funds into steady income that will last, a new survey ...

Most Americans expect to keep working in retirement. Few retirees actually work.

Forbes contributors publish independent expert analyses and insights. I am the Executive Chairman of Diversified, a CFP and author. For most of your working years, the goal is straightforward. You ...

Non-qualified retirement plans refer to employer-sponsored retirement plans that do not meet the specific requirements and regulations set forth by the Internal Revenue Service (IRS) for qualified ...