Note: The sample rates included in the reviews are accurate as of December 31, 2025 and are subject to change at any time. What do you do if you want to tap your equity without losing your low rate?

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Yes, you can refinance both home equity loans (HELoans) and home equity lines of credit (HELOCs) — and if you borrowed during the 2023 rate spike, now might be the time to look into it. Home equity ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...