Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Home equity rates have dipped to their lowest levels since 2023, and that could open the door for more borrowers.

Will home equity loan interest rates continue to decline this month? Here's what some experts are forecasting.

As of October 1, 2025, the average home equity loan rate is 8.21%, according to Bankrate’s regular survey of rates. The ...

Whether you’re looking to lower your monthly mortgage payment, lock in a better interest rate, or tap into your home’s value for cash, there’s one number that matters most: your home equity. Home ...

Home equity rates ticked lower in the latest week, reaching levels not seen since 2023. The $30,000 home equity line of ...

Is a home equity loan right for you? You’ve been faithfully paying your mortgage for decades, watching your home’s value climb while your loan balance shrinks. Now that you’re approaching or already ...

Third Federal promises to beat a competitor's offered rate on a purchase mortgage or home equity line of credit or it will pay you $1,000. You must provide documentation of the lower rate; however, a ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

The good news? You don’t have to sell your home to access that wealth. Home equity loans can transform your home’s value on paper into real cash you can actually use. Sign up for the BestReviews ...