January is a critical month for the hundreds of thousands of potential Social Security beneficiaries who are reaching their ...

Among American workers approaching retirement, one question might keep popping up: Should I grab my benefits the minute I turn 62? Lately, more Americans have been answering yes. Nearly two-thirds of ...

Dave Ramsey has made a name for himself by giving out financial advice. And a lot of it is pretty spot-on. Ramsey is a firm ...

Older Americans are filing for Social Security benefits at a record rate this year, a surge that could reflect growing anxiety about the stability of the retirement system amid cutbacks under the ...

The IRS has released 2026 tax brackets—here’s how understanding your bracket can help you save with smart retirement and Roth conversion strategies.

For married couples with unequal historical earnings, it may make sense for the lower income spouse to file for Social Security benefits early or before the higher earner. Ultimately, deciding when to ...

Nearly 70% of U.S. adults receiving Social Security say they've had to make lifestyle changes as a result of cost-of-living increases outpacing their benefits, according to a 2025 survey from the ...

I write a column similar to this one every January. But I don't mind plagiarizing myself because it contains a very important ...