Debt consolidation is a good idea if it helps you meet your financial goals, but not if you use it to free up revolving credit or refuse to change how you spend and manage your money.

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, on the other hand, come with a fixed interest rate, a fixed monthly payment ...

Make sure to go through every step if you want to get the best rates and avoid missing payments. Debt can be overwhelming, especially when it's spread out across more than one account and you're ...

(InvestigateTV) — From credit card balances to daily expenses, millions of Americans are struggling to stay ahead off their debt. But Matt Schulz, chief consumer finance analyst with LendingTree, said ...