President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

An excellent credit score can make it easier to make big purchases, and a new study shows exactly what people with high ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

“The money is coming from the proceeds of the sale of a family home.” ...

Average credit scores dropped in all 50 U.S. states between 2024 and 2025, pointing to growing financial strain.

Here's the average credit score for Americans in their 50s, what it means for your finances, and how to strengthen your ...

Consolidating credit card debt with a personal loan can save you thousands in interest and boost your credit score -- if you ...