A positive credit history and a good credit score are important when applying for a bank loan, credit card, job or insurance coverage. If you have poor credit — or no credit at all — you’ll have fewer ...

A bunch of California credit unions and small banks offer these, especially for folks who are new to credit. The key is making payments on time – they get reported to the credit bureaus and help you ...

The Mine Card (formerly the Fizz Card) is a debit card that actually helps you build credit. Like traditional debit cards, it links directly to your bank account, using your existing funds to set a ...

Serge Beck, the founder and CEO of Omniwire, is driven by his belief that people deserve robust and secure financial services. For decades, the path to credit was simple: Use a credit card, borrow ...

When you’re just starting a company, it’s common to mix personal and business finances. You might bootstrap with personal savings, use your own credit card for early expenses, or sign personal ...

Secured credit cards require a cash deposit to establish your line of credit. The credit limit for a secured card is typically equal to the amount of the deposit. Secured credit cards can be used to ...

The card features a low barrier to entry for those with poor credit, thanks to its unique underwriting process. There's no security deposit, and you can even earn modest rewards. Many or all of the ...