Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Dan was a writer on CNET's How-To and Thought Leadership teams. His byline has appeared in The New York Times, Newsweek, NBC News, Architectural Digest and elsewhere. He is a crossword junkie and is ...

Certificates of deposit (CD) are definitely having a moment right now. With the Federal Reserve finally starting to trim away at borrowing rates, savers have been left out in the cold. Traditional ...

In the midst of all the market volatility, many investors are seeking safe havens for their money. And for some savings instruments, time is of the essence. Take, for example, the classic bank ...

Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...

Below are the 10 best rates for CDs in October 2025. All of these accounts are protected by either the Federal Deposit ...

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Langley Federal Credit Union Certificate of Deposit topped our list of the best two-year CDs, thanks to its relatively low minimum balance requirement and APY of 3.35%. Why We Like It We like that ...

The highest available 12-month certificate rate at 5.11% APY is again this month at Daniels-Sheridan FCU. It takes just $500 ...

CDs offer higher interest rates than savings accounts if you can lock in money for set periods. Creating a CD ladder allows flexible access while benefiting from long-term rates. CDs are insured by ...