For nearly three decades, one of the most widely cited guidelines in retirement planning has been the "4 percent rule." Originally devised in the mid-1990s by financial adviser Bill Bengen, the rule ...

The 4% rule has long been the north star for the FIRE community. There is a reality today where the 4% rule needs to be increased to account for rising inflation. The financial advisor who created the ...

The 4% rule of retirement puts you on an austere budget in your leisure years. Even if you save a million dollars, the 4% formula allows you to spend only $40,000 of your money in the first year. But ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...

As a financial planner in the early 90s, William Bengen sought to identify a safe retirement withdrawal rate for his clients. The research he published created what is known today as the 4% withdrawal ...