The SECURE 2.0 Act continues to reshape retirement savings, offering new opportunities for many to strengthen their financial future. Key updates include a higher required minimum distribution (RMD) ...
The opportunity to participate in a "super catch-up" only applies to those aged 60, 61, 62, and 63 by the end of the year. Full participation in the super catch-up period could lead to an additional ...
The SECURE 2.0 Act of 2022 (“SECURE Act 2.0”) makes many changes impacting retirement plans. Among the most significant are changes affecting “catch-up” contributions. The IRS recently finalized ...
The Internal Revenue Service has finalized regulations implementing key provisions of the SECURE 2.0 Act, including new requirements for catch-up contributions in workplace retirement plans. The rules ...
Proposed Treasury regulations relating to catch-up contributions were issued in January of 2025 that include guidance for the mandatory Roth catch-up requirement, which was first provided under ...
Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401(k) plans, which are over and above the regular limits for employee contributions to ...